
Thoughts, learnings, and insights surrounding financial literacy, education, and beyond on Substack.


There was a time when every financial decision felt like it needed justification.



Most people think money problems start with numbers.

We usually talk about money in practical terms.

Some people appear very confident around money.

There is a version of the future that feels calmer than the present.


For many people, money quietly becomes a measure of worth.
A lot of money anxiety comes from one place: uncertainty.
There are very few things in life we’re expected to understand immediately.

There’s something abrupt about how money enters our lives.
